Pay, spending and surprise costs are never the same every month. This plays out your next months 5,000 times, with ups and downs, and tells you where your money will most likely be — and the chance it drops below the amount you never want to go below.
The example buttons use made-up figures. Type your own numbers, or download the sample CSV, fill in your bank statement and upload it. Your file stays on your device. This is a guide, not a promise, and not financial advice.
1. Use your own numbers — or learn them from your statement
BANK STATEMENT TO LEARN FROM (OPTIONAL)
No data yet
Needs a Date column and an Amount column. Money out has a minus in front.
2. Your numbers
Change any number and the answer updates straight away.
MONEY TODAY
P
MONEY IN, PER MONTH
P
MONEY OUT, PER MONTH
P
MONTHS AHEAD
MONEY IN CHANGES BY ABOUT
%
SPENDING CHANGES BY ABOUT
%
CHANCE OF A SURPRISE COST EACH MONTH
%
SURPRISE COST SIZE (SHARE OF A MONTH'S SPENDING)
%
NEVER GO BELOW
P
HOW MANY TIMES TO PLAY IT OUT
3. What could happen
Played out 5,000 times. If nothing ever changed you would end with P101,133.26.
MOST LIKELY AT THE END
P93,567.52
IF THINGS GO BADLY
P80,117.52
IF THINGS GO WELL
P105,527.29
CHANCE OF GOING BELOW YOUR LINE
0.0%
CHANCE OF GOING BELOW ZERO
0.0%
buffer P15,000.00
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Month by month: the dark line is the most likely amount. The bars show the range it will probably fall in. The red dashed line is the amount you never want to go below.
Your money should last.
In 100 out of 100 tries you never drop below P15,000.00.
treasurywithwesi
one single place to see, understand, and control all your money
A demonstration using practice money. treasurywithwesi is not a bank, is not licensed to move money, and never asks for a bank password, PIN or card number. Institutions named in the product are not partners.
