This is the entire product, built and working — on practice money. Tap any screen and it opens in the app, running in your browser. No download, no sign-up. Where a feature stands in for something that needs a licence or a bank, the card says so plainly.
01 · HOME
Everything you have, added up.
One big number at the top: every bank account and wallet together. Underneath, it is split three ways so you know what is actually yours to spend.
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What you can use now, what is already promised, what you have saved
Anything that needs your attention, at the top
One tap to send money, save, or add an account
02 · CONSOLIDATE
All your accounts in one list.
Banks and mobile wallets sit side by side instead of in five different apps. Adding one never asks for a bank password.
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Every account and wallet with its balance
Banks and mobile money shown together
Put in your own real-life figures instead of our examples
Add an account in two taps
03 · TRANSFER
Move money, checked first.
Between your own accounts, or out to a person or business at another bank. Pick where from and where to, put in an amount, and we show you exactly what will happen before anything moves. Nothing is sent until you say so.
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Pay a person, a business, or another bank
Save the people you pay often, in one tap
Ask someone for money and track who has paid
A check-first screen showing the fee and the total
A receipt number for every payment
SIMULATED IN THE DEMO
All of it runs on practice money. For a real payment this needs an authorised bank connection, beneficiary verification and your own bank’s limits — so nobody is contacted and no real account is reached.
04 · POOL & SAVE
Money with a job to do.
Tell it what you are saving for and by when. It works out how much to put aside each week or month, and shows how far along you are.
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A goal with a target and a date
The amount to put aside each month
Progress you can actually see
05 · INVESTMENT
Learn before you commit.
What the main options in Botswana really are — government bonds, shares, unit trusts, savings — in plain words, with the risk and how soon you can get your money back.
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Each option explained simply
Risk and how soon you can get it back
Practise putting money in and taking it back out
No selling and no advice
SIMULATED IN THE DEMO
Putting money in creates a practice holding. No security is bought, nobody holds anything for you, and no return is ever added — a real purchase needs a licensed provider such as a stockbroker, a fund manager, or the Bank of Botswana.
06 · MONEY IN & OUT
See the next three months.
What should come in, what should go out, and what you are left with — so you find out about a tight month before it arrives, not during it.
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Three months of money in and out
The lowest point your balance should reach
The bills coming up, with dates
07 · RISK & ALERTS
We keep watch for you.
Five quick checks run on your money automatically. If something needs you, it says so in plain words — and tells you what to do about it.
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Are your fees too high?
Will your money run short?
Is too much sitting in one bank?
08 · SETTINGS
You stay in charge.
Your details, your alerts, your plan, and a full record of everything that has happened on your account.
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Your profile and how you sign in
Which alerts you get
The step-by-step process for using real money one day
WHAT IS COMING NEXT
What is real money away — and why.
The product is built. You can use every screen of it today, on practice money. What is listed below is the short gap between a working simulation and real money — and almost none of it is code. It is a licence, a bank that agrees to connect, and your own permission. We are not promising dates. We will say a thing is here when it is actually here.
When a bank connects us
The app already does all of this with practice money. What it cannot do is reach your bank, because only your bank can send us your balances — and no listed institution is a partner today.
Your real balances, straight from your own bank accounts
A payment that actually arrives in somebody else’s account
Beneficiary verification — checking the name really matches the account
A money request that reaches the other person for them to approve
When we are licensed
Until this happens, everything in the app stays practice money. That is not a limitation we are hiding — it is the law, and it protects you.
Using real money instead of practice money
Proving who you are, once, safely
Real daily limits set with your bank, not demo limits
When a licensed provider joins us
You can already practise putting money into each option and taking it back out. Nothing is bought: a real purchase needs a stockbroker, a fund manager, or the Bank of Botswana.
Actually buying government bonds, shares or unit trusts
What your holdings are really worth, updated over time
When a mobile network joins us
For people on a basic phone or with little data. This needs Mascom, Orange or BTC to agree to carry it.
Your balance and alerts by USSD (a *code#) on any phone
The weekly money check-in by SMS
Things we can add on our own
These do not depend on anybody else, so they come first.
Alerts by email and SMS, not only inside the app
Logins for your staff, with approvals, for businesses
Forecasting that learns from your own history
Paid plans — only once there is something worth paying for
Every screen on this website works today, on practice money.
You can open any of them right now and use them end to end. Anything that needs a licence, a bank or somebody else is on this page, named. We do not mix the two.
HOW IT WORKS
See. Understand. Control.
Three simple steps. First you see what you have. Then you understand what it means. Then you decide what to do — without needing to be good with numbers.
01 · See
Know exactly what you have — everywhere — right now.
• One total across every bank account and wallet
• All your accounts in one simple list
• A full record of every payment, with a receipt number
P58,341.26
ALL YOUR MONEY
02 · Understand
Know if money will run short before it does.
• What is coming in and going out over the next 3 months
• What fees are quietly costing you each month
• A warning before your money runs short — not after
3 months
MONEY IN & OUT
03 · Control
Move money, and actually reach what you are saving for.
• Move money between your accounts, with a check-first step
• Savings goals that tell you what to put aside each month
• A nudge when something needs you
4 goals
SAVINGS GOALS
See it for yourself in under a minute.
Choose "just me" or "my business", and have a look around. Nothing you tap can cost you anything.
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See what it costs
treasurywithwesi
one single place to see, understand, and control all your money
A demonstration using practice money. treasurywithwesi is not a bank, is not licensed to move money, and never asks for a bank password, PIN or card number. Institutions named in the product are not partners.
